Whether you are a single mom or dad, going it alone with kids can put a serious strain on your finances. But living on less income than when you were married doesn't mean you can't buy a home, or that you have to struggle with making the payments on your current home. It does mean you have to search out mortgage loan programs that offer home buying and home loan assistance.
When you are getting ready to plan your financial future, you want to make sure your financial planning is done right the first time. Protecting your investments from fraudulent individuals is easy to do if you look into a few key areas. With some additional information, you will be able to determine if the financial planner you plan to hire is the best option for your needs. Required Licenses Each state requires some type of license for a financial planner to operate a business.
With the cost of health insurance consistently rising over the past several years, you may have found yourself wondering whether or not the group insurance plan your employer has to offer is really worth the investment. If you have found yourself questioning whether you would be better off purchasing your own independent insurance plan, taking a moment to explore the benefits associated with your current group plan versus an independent plan can help you to determine which of these options is truly right for you.
If you have had the misfortune of needing to come up with quick cash, you most likely will be frantically looking for a way to fulfill this obligation. Everyone has to pay an unexpected expense every once in a while. Whether your refrigerator decided to stop working, your car needs new tires now, or your babysitter told you they are going to quit if you do not pay them that money you owe from last week, you will need to make fast plans in order to get what you want.
Rapid rescoring is a way to get your credit score updated quickly -- usually within 2 to 3 business days. The process may seem like an ideal fix if you are applying for a mortgage loan and find a last-minute error on your credit report. When faced with the possibility of delays that could see your dream house slip away, you may not have the time to wait the 30 days or more to correct or dispute an error on your own.
When I got my first credit card, I had no idea how to manage my money. I made a lot of mistakes that I later regretted and had to spend many years rebuilding my credit. I didn't realize that even one mistake can cause serious damage to your credit score. I did a lot of research into money management and credit repair options and put the effort in to rebuild my credit. This site is a compilation of the things that I've learned and the steps that worked for me. Hopefully the information here can help you to avoid some of the struggles that I faced.