If you're shopping around for a mortgage, you may get the suggestion to leave your spouse or yourself off the mortgage. While there are valid reasons for doing this, there are also valid reasons for putting both names on the mortgage paperwork. Compare the reasons for each route before following anyone's advice. One Name Only: Better Credit If you and your spouse have vastly different credit scores and histories, leaving the worse score and history off the mortgage application can enable you to get better interest rates and have a higher rate of acceptance.
Have you caught gold fever? If you've decided that investing in the yellow metal is right for you, the next step is deciding what form of gold to purchase. For the average investor, buying gold bullion coins is a great idea. They are easy to handle and their value will never fall below the market, or spot, price of gold. This article examines some key tips to consider when purchasing gold coins as an investment.
As a college student, you may grow leery of asking family and friends too often for money to help with your expenses. However, as college is expensive, you need to have money for food, housing, laundry, and entertainment expenses. There are thankfully plenty of other options to explore to find the financial solution that works for you. 1. Off-Campus Jobs Off-campus jobs are going to be highly competitive, so college students should start applying immediately.
Insurance companies, phone companies, cable TV and internet companies are all about bundling services these days. You probably already bundle your home communications services, so why not bundle your insurance, too? If you are hesitant about bundling insurance policies for any reason, here are three really good reasons why you should bundle them together. Convenience Probably the number one reason you would want to bundle your home and auto insurance is convenience.
If you are in a tight spot, with payday way too far in the future, it is common knowledge that a cash advance can be one of the most valuable services to have around. However, taking out a loan that will require you to pay the full amount on your next payday can sometimes leave you with little money to make it on until you are paid again. In this type of situation, an installment loan is the perfect solution.
When I got my first credit card, I had no idea how to manage my money. I made a lot of mistakes that I later regretted and had to spend many years rebuilding my credit. I didn't realize that even one mistake can cause serious damage to your credit score. I did a lot of research into money management and credit repair options and put the effort in to rebuild my credit. This site is a compilation of the things that I've learned and the steps that worked for me. Hopefully the information here can help you to avoid some of the struggles that I faced.